“Today is life – the only life you are sure of. Make the most of today. Get interested in something. Shake yourself awake. Develop a hobby. Let the winds of enthusiasm sweep through you. Live today with gusto.”

Dale Carnegie

Education, Knowledge & Information

Healthy investment return is achieved through sound investment choices. Key to the investment process, therefore, is effective decision-making relating to the choice of investment funds from the range available in the market and also decisions relating to the timing of the investments. Even though you may choose an established platform with a reputable firm of wealth managers, you still need to choose which part of the platform you access for purposes of your own personal investment. This will be dictated by the level of risk to which you wish to be exposed, the balance that you want between short-term income return and long-term capital gain and actual amount you choose to invest. On timing, regular monthly savings will secure the benefits of Pound Cost Averaging although, wherever possible, your regular investment should be augmented by occasional lump sums and you should never forget the magic of Compound Interest in the development of your wealth portfolio.

Always you will want to take advantage of the tax-free savings and investment opportunities. This will be in the form of ISAs, pension arrangements and the planning that you can obtain through investment products by using the capital gains tax annual exemptions and the various other forms of capital gains tax relief and dividend tax relief. You will, therefore, need advice on bespoke wealth planning and our introductions are to advisers who provide that wealth planning advice to support your investment decisions. It is then all a question of decisions. Yes, you will take the advice of your expert wealth manager. However, you still need to be aware of the factors that support your investment decisions and be equipped to engage in meaningful discourse with your adviser. You need, therefore, education, knowledge and information so, as well as introducing you to a firm of wealth managers specifically suitable for you, the Time for Investment website provides you with that education, knowledge and information that you need for your investment decision-making process.

In summary, the Time for Investment website is here to help strengthen your awareness of the market, enhance your capacity to understand the elements that underpin your investment decisions and give you the ability to challenge wherever you consider appropriate the advice of your wealth manager. Yes, investment and money management is captivating and exciting and seeing your money grow is very exciting. So, invest in your future and ensure that you are equipped with the education and knowledge to make sound decisions.

If you would like to speak to a qualified Investment Advisor, please send an email to: David@TimeForInvestment.com